Transfer-on-death deeds in Connecticut
Short answer: no. Connecticut does not recognize transfer-on-death deeds, and recording one may not do what you're hoping. Here is what works here instead.
Connecticut does not recognize transfer-on-death deeds
Connecticut has no statute creating them, so one recorded here may have no effect, and if it fails the property goes through probate. We would rather tell you that than sell you a document that may do nothing.
Why Connecticut does not have them
Transfer-on-death deeds exist only where a state legislature has created them by statute. 34 states plus the District of Columbia have done so; Connecticut is not among them. Where no statute provides for one, there is no assurance it would work.
What Connecticut homeowners use instead
There are working alternatives in Connecticut:
- Connecticut life estate deed. Keeps a life estate for you with the remainder to the people you name. Not revocable.
Other ways to avoid probate in Connecticut
- A revocable living trust. The most flexible option and the standard answer in states without a TOD deed. It costs more up front (typically $1,000–$3,000) but it covers everything you own, not just one property.
- Survivorship titling. Holding title as joint tenants with right of survivorship passes the property to the surviving owner automatically, outside probate. The survivor still files Form CT-706 NT, Connecticut's estate tax return, with the Probate Court and records the Probate Court's release of the state's estate tax lien (Conn. Gen. Stat. § 12-398).
- Small estate affidavit. Connecticut's small estate affidavit (Conn. Gen. Stat. § 45a-273) covers up to $40,000 of personal property, and it cannot be used if the person who died owned Connecticut real estate in their name alone. It does not help pass a house.
$49, one time. The probate-avoidance deed Connecticut does recognize, with the state's witness rules, margins, and recording instructions already applied. You read the finished document before you pay.
Common questions
A town office might physically accept and index the document, but recording is not the same as validity. Without a statute authorizing the instrument, there is no assurance a Connecticut court or title company would give it the effect you intended, and if it failed the property would go through probate. Use one of the alternatives above instead.
34 states plus the District of Columbia: Alaska, Arizona, Arkansas, California, Colorado, Delaware, District of Columbia, Georgia, Hawaii, Illinois, Indiana, Kansas, Maine, Maryland, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, South Dakota, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
For a single property, survivorship titling is the cheapest. It costs one deed and one recording fee. For everything else, a revocable living trust is the standard route: more expensive up front, but it covers your whole estate and stays private. A probate attorney in Connecticut can tell you which fits your situation in a single consultation.
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Deedly is not a law firm
Its software and documents are not a substitute for the advice of an attorney. We provide self-help software and state-specific deed forms; you make your own decisions about your property. Using Deedly does not create an attorney-client relationship, and nothing here is legal advice. If your situation is complex or contested, talk to a licensed attorney in your state.